Why does HMRC keep talking about 3000? If you’ve asked yourself that after opening a brown envelope from the taxman, you’re not alone. In 2025, this number has become one of the most confusing (and sometimes frustrating) parts of UK tax. For some, £3,000 is a side hustle threshold — the point where you need
You open your payslip and… there it is — OT staring back at you where your tax code should be.Your first thought? “What on earth is OT, and why has my salary taken a hit?” If that sounds familiar, you’re not alone. Thousands of UK employees and pensioners end up with the OT tax code
Wondering why your tax code has changed? You work hard for every pound in your payslip. So when that code suddenly shifts, it’s not just a random mix of numbers and letters — it’s your money. It’s your weekly grocery budget, your weekend plans, maybe even that holiday you’ve been saving for. A sudden change
Have you ever opened your payslip, seen the numbers, and thought, “Wait… where did all my money go?” You’re not alone. A lot of people never check their tax code, and that little mix of numbers and letters is quietly deciding how much tax you pay every month. Get it wrong, and you could be
Every month, your payslip arrives, and there it is — the “Tax Code” column. You might glance at it and think, “Is this just a random jumble of numbers and letters?” Spoiler alert: it’s not. That little code decides how much of your hard-earned money stays in your pocket and how much goes straight to
It’s payday. You open the envelope, or maybe your phone buzzes with that sweet “payment received” notification.You glance at the total, smiling — until your eyes drift down to a small, almost forgettable section of your payslip. 1257L tax code. It’s just a mix of numbers and a single letter. Looks harmless. But that little
Picture this: It’s a rainy Tuesday evening in Manchester. You’ve just made a cup of tea, and while it’s cooling, you decide to finally check that brown HMRC envelope that’s been sitting on the kitchen counter for a week. Inside? A tax code you’ve never seen before and a note saying you might be due
The fintechzoom.com forex market is one of the largest and most active trading spaces in the world. Every day, trillions of dollars are exchanged as people buy and sell currencies. While this can seem complicated at first, the idea behind it is simple — traders exchange one currency for another to make a profit. In
Is It Really Possible to Buy a House with Bad Credit? Buying a home with bad credit can feel like an uphill battle, but it’s not impossible. While having a low credit score makes the process more complicated, many people have successfully bought a house with bad credit. It’s important to approach this challenge with
Fast track trading is becoming one of the most talked-about ways to make money in financial markets. Many people are drawn to it because they want faster results than traditional investing. While it sounds exciting, it’s important to understand how it works and how to approach it safely. In this guide, we will break down
